uob personalized banking
uob personalized banking
Blog Article
UOB Financial institution delivers various individual banking products and services created to meet up with the economical requires of people. Underneath is an in depth overview that will help you realize The true secret facets and offerings.
Kinds of Accounts
Financial savings Account: This account enables you to lower your expenses while earning desire.
Attributes: Easy accessibility, fascination earnings, nominal charges.
Benefits: Harmless spot for your funds, potential expansion by means of interest.
Latest Account: Ideal for daily transactions and taking care of expenditures.
Features: Checkbook facility, overdraft security.
Rewards: Effortless for regular payments and withdrawals.
Preset Deposit Account: For anyone looking to gain larger desire prices about a fixed period of time.
Options: Mounted time period deposits, greater fascination fees when compared to financial savings accounts.
Added benefits: Protected expense solution with predictable returns.
Financial loans
Individual Loans: Unsecured financial loans which might be used for numerous needs like instruction or home renovation.
Kinds:
Installment Loans
Credit Lines
Advantages: Flexible repayment phrases, competitive curiosity premiums.
Dwelling Financial loans: Personalized options for acquiring house or refinancing current mortgages.
Varieties:
Mounted Fee Property Financial loan
Floating Amount Household Personal loan
Benefits: Distinctive plans to suit individual needs, attractive rates.
Bank cards
UOB presents A variety of credit cards catering to various existence and spending habits:
Benefits Cards: Generate points on each buy that may be redeemed for items or journey miles.
Cashback Playing cards: Get dollars rebates on every day investing such as groceries and eating out.
Travel Playing cards: Specific Rewards like air miles accumulation and vacation insurance plan coverage.
Investment Expert services
For individuals serious about developing their prosperity by investments:
Unit Trusts * Diversified portfolio managed by gurus. * Appropriate for long-expression development aims.
Structured Deposits * Combines the characteristics of conventional deposits with financial investment merchandise. * Potentially increased returns but with a few threat included.
Insurance Merchandise
To shield oneself and Your loved ones from unexpected activities:
Lifetime Insurance coverage * Supplies financial security in case of Loss of life or important health issues. * May also serve as a personal savings Software according to the policy picked.
Wellbeing Insurance coverage * Covers health-related bills which include hospitalization fees. * Essential for mitigating large healthcare expenses.
Digital Banking Solutions
Ease at your fingertips by means of digital platforms:
World wide web Banking
Lets you control your finances on-line:
Perspective account balances and here transaction historical past
Transfer cash involving accounts or fork out charges
Make an application for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Quick stability checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these thorough offerings, UOB aims to offer personalised banking methods that cater precisely to individual prerequisites even though ensuring advantage and safety in all transactions.